General Assessment

Variable(2017)
Data
Main constraints in the development of the housing finance sector  
New developments that will have a major impact on the sector 
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Notes: 72% of families with access to credit also received a subsidy.
Notes: Calculated as reciprocal of private rental units, as there is a very low percentage of other types of tenure in Chile.
Notes: Created by government decree in 1953, Banco Estado is one of the country's leading mortgage lenders. It is the country's only public bank.
Notes: Created by government decree in 1953, Banco Estado is one of the country's leading mortgage lenders. It is the country's only public bank.
Notes: Created by government decree in 1953, Banco Estado is one of the country's leading mortgage lenders. It is the country's only public bank.  
Notes: Endorsable mortgage loans are the second largest chunk of mortgage credit--loans that are "endorsed" by other financial institutions like pension funds and life insurance companies.
Notes: Endorsable mortgage loans are the second largest chunk of mortgage credit--loans that are "endorsed" by other financial institutions like pension funds and life insurance companies.
Notes: Endorsable mortgage loans are the second largest chunk of mortgage credit--loans that are "endorsed" by other financial institutions like pension funds and life insurance companies.
Notes: Endorsable mortgage loans are the second largest chunk of mortgage credit--loans that are "endorsed" by other financial institutions like pension funds and life insurance companies.
Notes: Endorsable mortgage loans are the second largest chunk of mortgage credit--loans that are "endorsed" by other financial institutions like pension funds and life insurance companies.
Notes: Endorsable mortgage loans are the second largest chunk of mortgage credit--loans that are "endorsed" by other financial institutions like pension funds and life insurance companies.
Notes: Endorsable mortgage loans are the second largest chunk of mortgage credit--loans that are "endorsed" by other financial institutions like pension funds and life insurance companies. 
Notes: Endorsable mortgage loans are the second largest chunk of mortgage credit--loans that are "endorsed" by other financial institutions like pension funds and life insurance companies.  
Notes: Housing subsidies in Chile have typically been geared at people living in the most marginal conditions up to medium-income individuals.
Notes: Housing subsidies in Chile have typically been geared at people living in the most marginal conditions up to medium-income individuals.
Notes: Housing subsidies in Chile have typically been geared at people living in the most marginal conditions up to medium-income individuals.
Notes: Housing subsidies in Chile have typically been geared at people living in the most marginal conditions up to medium-income individuals.
Notes: Housing subsidies in Chile have typically been geared at people living in the most marginal conditions up to medium-income individuals.
Notes: Housing subsidies in Chile have typically been geared at people living in the most marginal conditions up to medium-income individuals.
Notes: Housing subsidies in Chile have typically been geared at people living in the most marginal conditions up to medium-income individuals.  
Notes: Housing subsidies in Chile have typically been geared at people living in the most marginal conditions up to medium-income individuals.   
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by Kind of Debtor - Housing
Notes: Loans by kind of debtor, balances - Mortgage
Notes: Loans by kind of debtor, balances - Mortgage 
Notes: Of the 13 institutions with large enough mortgage portfolios to constitute coverage by the SBIF, all 13 are commercial banks. There is a very small amount of lending done by insurance companies and pension funds but that amount is not covered by the SBIF.  
Notes: Of the 13 institutions with large enough mortgage portfolios to constitute coverage by the SBIF, all 13 are commercial banks. There is a very small amount of lending done by insurance companies and pension funds but that amount is not covered by the SBIF.   
Notes: Of the 15 institutions with large enough mortgage portfolios to constitute coverage by the SBIF, all 15 are commercial banks. There is a very small amount of lending done by insurance companies and pension funds but that amount is not covered by the SBIF.
Notes: Of the 15 institutions with large enough mortgage portfolios to constitute coverage by the SBIF, all 15 are commercial banks. There is a very small amount of lending done by insurance companies and pension funds but that amount is not covered by the SBIF.
Notes: Of the 15 institutions with large enough mortgage portfolios to constitute coverage by the SBIF, all 15 are commercial banks. There is a very small amount of lending done by insurance companies and pension funds but that amount is not covered by the SBIF.
Notes: Of the 15 institutions with large enough mortgage portfolios to constitute coverage by the SBIF, all 15 are commercial banks. There is a very small amount of lending done by insurance companies and pension funds but that amount is not covered by the SBIF.
Notes: Of the 15 institutions with large enough mortgage portfolios to constitute coverage by the SBIF, all 15 are commercial banks. There is a very small amount of lending done by insurance companies and pension funds but that amount is not covered by the SBIF.
Notes: Of the 16 institutions with large enough mortgage portfolios to constitute coverage by the SBIF, all 16 are commercial banks. There is a very small amount of lending done by insurance companies and pension funds but that amount is not covered by the SBIF.
Notes: Of the 16 institutions with large enough mortgage portfolios to constitute coverage by the SBIF, all 16 are commercial banks. There is a very small amount of lending done by insurance companies and pension funds but that amount is not covered by the SBIF.
Notes: Of the 17 institutions with large enough mortgage portfolios to constitute coverage by the SBIF, all 17 are commercial banks. There is a very small amount of lending done by insurance companies and pension funds but that amount is not covered by the SBIF.
Notes: The decision-power over existing bank prudential tools is divided between the SBIF and the Banco Central de Chile.
Notes: The decision-power over existing bank prudential tools is divided between the SBIF and the Banco Central de Chile.
Notes: The decision-power over existing bank prudential tools is divided between the SBIF and the Banco Central de Chile.
Notes: The decision-power over existing bank prudential tools is divided between the SBIF and the Banco Central de Chile.
Notes: The decision-power over existing bank prudential tools is divided between the SBIF and the Banco Central de Chile.
Notes: The decision-power over existing bank prudential tools is divided between the SBIF and the Banco Central de Chile.
Notes: The decision-power over existing bank prudential tools is divided between the SBIF and the Banco Central de Chile.
Notes: The decision-power over existing bank prudential tools is divided between the SBIF and the Banco Central de Chile.
Notes: The decision-power over existing bank prudential tools is divided between the SBIF and the Banco Central de Chile.
Notes: The decision-power over existing bank prudential tools is divided between the SBIF and the Banco Central de Chile.
Notes: The decision-power over existing bank prudential tools is divided between the SBIF and the Banco Central de Chile.
Notes: The decision-power over existing bank prudential tools is divided between the SBIF and the Banco Central de Chile.
Notes: The decision-power over existing bank prudential tools is divided between the SBIF and the Banco Central de Chile.
Notes: The decision-power over existing bank prudential tools is divided between the SBIF and the Banco Central de Chile.
Notes: The decision-power over existing bank prudential tools is divided between the SBIF and the Banco Central de Chile.
Notes: The decision-power over existing bank prudential tools is divided between the SBIF and the Banco Central de Chile.  
Notes: The housing subsidy provided by the Ministry of Housing and Urbanism offers up to UF 1,800 to help with the down-payment on a mortgage.
Notes: The housing subsidy provided by the Ministry of Housing and Urbanism offers up to UF 1,800 to help with the down-payment on a mortgage.
Notes: The housing subsidy provided by the Ministry of Housing and Urbanism offers up to UF 1,800 to help with the down-payment on a mortgage.
Notes: The housing subsidy provided by the Ministry of Housing and Urbanism offers up to UF 1,800 to help with the down-payment on a mortgage.
Notes: The housing subsidy provided by the Ministry of Housing and Urbanism offers up to UF 1,800 to help with the down-payment on a mortgage.
Notes: The housing subsidy provided by the Ministry of Housing and Urbanism offers up to UF 1,800 to help with the down-payment on a mortgage.
Notes: The housing subsidy provided by the Ministry of Housing and Urbanism offers up to UF 1,800 to help with the down-payment on a mortgage. 
Notes: The housing subsidy provided by the Ministry of Housing and Urbanism offers up to UF 1,800 to help with the down-payment on a mortgage.  
Notes: The largest portion of mortgage loans by far is "non-endorsable" mortgages, which are just mortgage loans issued and held by the originating commercial bank lender.
Notes: The largest portion of mortgage loans by far is "non-endorsable" mortgages, which are just mortgage loans issued and held by the originating commercial bank lender.
Notes: The largest portion of mortgage loans by far is "non-endorsable" mortgages, which are just mortgage loans issued and held by the originating commercial bank lender.
Notes: The largest portion of mortgage loans by far is "non-endorsable" mortgages, which are just mortgage loans issued and held by the originating commercial bank lender.
Notes: The largest portion of mortgage loans by far is "non-endorsable" mortgages, which are just mortgage loans issued and held by the originating commercial bank lender.
Notes: The largest portion of mortgage loans by far is "non-endorsable" mortgages, which are just mortgage loans issued and held by the originating commercial bank lender.
Notes: The largest portion of mortgage loans by far is "non-endorsable" mortgages, which are just mortgage loans issued and held by the originating commercial bank lender. 
Notes: The largest portion of mortgage loans by far is "non-endorsable" mortgages, which are just mortgage loans issued and held by the originating commercial bank lender.  
Notes: The SBIF lists only 13 lending institutions with large enough mortgage credit outstanding in their database. 
Notes: The SBIF lists only 13 lending institutions with large enough mortgage credit outstanding in their database.  
Notes: The SBIF lists only 15 lending institutions with large enough mortgage credit outstanding in their database.
Notes: The SBIF lists only 15 lending institutions with large enough mortgage credit outstanding in their database.
Notes: The SBIF lists only 15 lending institutions with large enough mortgage credit outstanding in their database.
Notes: The SBIF lists only 15 lending institutions with large enough mortgage credit outstanding in their database.
Notes: The SBIF lists only 15 lending institutions with large enough mortgage credit outstanding in their database.
Notes: The SBIF lists only 16 lending institutions with large enough mortgage credit outstanding in their database.
Notes: The SBIF lists only 16 lending institutions with large enough mortgage credit outstanding in their database.
Notes: The SBIF lists only 17 lending institutions with large enough mortgage credit outstanding in their database.
Notes: The smallest portion of mortgage funding is from mortgage bonds--these are referred to as "letters of credit" by the SBIF. They are financial instruments sold to other entities for rights to the cash flows from the mortgage, where the issuer acts as the intermediary of the funds.
Notes: The smallest portion of mortgage funding is from mortgage bonds--these are referred to as "letters of credit" by the SBIF. They are financial instruments sold to other entities for rights to the cash flows from the mortgage, where the issuer acts as the intermediary of the funds.
Notes: The smallest portion of mortgage funding is from mortgage bonds--these are referred to as "letters of credit" by the SBIF. They are financial instruments sold to other entities for rights to the cash flows from the mortgage, where the issuer acts as the intermediary of the funds.
Notes: The smallest portion of mortgage funding is from mortgage bonds--these are referred to as "letters of credit" by the SBIF. They are financial instruments sold to other entities for rights to the cash flows from the mortgage, where the issuer acts as the intermediary of the funds.
Notes: The smallest portion of mortgage funding is from mortgage bonds--these are referred to as "letters of credit" by the SBIF. They are financial instruments sold to other entities for rights to the cash flows from the mortgage, where the issuer acts as the intermediary of the funds.
Notes: The smallest portion of mortgage funding is from mortgage bonds--these are referred to as "letters of credit" by the SBIF. They are financial instruments sold to other entities for rights to the cash flows from the mortgage, where the issuer acts as the intermediary of the funds.
Notes: The smallest portion of mortgage funding is from mortgage bonds--these are referred to as "letters of credit" by the SBIF. They are financial instruments sold to other entities for rights to the cash flows from the mortgage, where the issuer acts as the intermediary of the funds.  
Notes: The smallest portion of mortgage funding is from mortgage bonds--these are referred to as "letters of credit" by the SBIF. They are financial instruments sold to other entities for rights to the cash flows from the mortgage, where the issuer acts as the intermediary of the funds.   
Notes: The state's public mortgage lender requires mortgage default insurance be paid for along with their normal monthly mortgage payments.
Notes: The state's public mortgage lender requires mortgage default insurance be paid for along with their normal monthly mortgage payments.
Notes: The state's public mortgage lender requires mortgage default insurance be paid for along with their normal monthly mortgage payments.
Notes: The state's public mortgage lender requires mortgage default insurance be paid for along with their normal monthly mortgage payments.
Notes: The state's public mortgage lender requires mortgage default insurance be paid for along with their normal monthly mortgage payments.
Notes: The state's public mortgage lender requires mortgage default insurance be paid for along with their normal monthly mortgage payments.
Notes: The state's public mortgage lender requires mortgage default insurance be paid for along with their normal monthly mortgage payments. 
Notes: The state's public mortgage lender requires mortgage default insurance be paid for along with their normal monthly mortgage payments.  
Notes: Upfront vouchers