The Housing Finance Sector data for Indonesia extends back to 2008. Please click on the Research Center tab above to access data for previous years not shown.

Indonesia: Statistical Data At-A-Glance
Total population261.12 million2016WDI
Urban population (% of total)54.47% of total2016WDI
GDP, current prices (U.S. dollars)932,448 USD (millions)2016WEO
GDP based on PPP per capita GDP (Current international dollar)11,720.27 USD 2016WEO
Inflation, end of period consumer prices (Percent change)3.03%2016WEO
Average bank deposit rate7.17%2016IFS
Lending rate11.89%2016IFS
Owner-occupied unitsNot available2013
Total amount of home mortgage loans outstanding at the end of year in millions of USD:26,452.84 USD (millions)2016Bank Indonesia
Total amount of home mortgage loans outstanding at the end of year as % of GDP (current)2.85%2016Bank Indonesia
Total # of home mortgage loans outstanding at the end of year26,452.84 thousand2016SMF
Typical LTV at origination852016Bank Indonesia, Surat Edaran Bank Indonesia No.15/40/DKMP tahun
Typical pmt-to-income ratio (HH income)33.33%2013SMF, Historical and Interview Divisi Bisnis
Retail funding (deposits/other)primary2016SMF, Divisi Bisnis
Wholesale funding: loans from other banks or corporationssecondary2016SMF, Divisi Bisnis
Funding through securitization of mortgagestertiary2016SMF, Divisi Bisnis
Typical number of days needed for the transfer of title27.42016WDI

About the Editor

PT Sarana Multigriya Finansial (SMF)

SMF's vision is to become an independent and trust-worthy company with the ultimate goal of making every family own their home. SMF's mission:

- To promote and develop secondary mortgage market.
- To develop the availability of sustainable long/ mediumterm
funds for housing sector.
- To increase affordability of every family in Indonesia for
home ownership (social mission).