The Housing Finance System

Text bolded/green below shows notes and variable definitions when you roll over. If you cannot see the notes, please download an Excel version from the Research Center, which includes notes. Also, a PDF featuring variable definitions is available in the document list under "Definition of Hofinet Variables".

 

A. Primary Housing Finance Market

A.1 Industry Structure and Performance
VariableEnd of 2012End of 2011End of 2010SourcesVar ID
Types of originating lenders/market share:A.1.2
Level of Non-Performing Mortgage Loans (90 days or more past due):A.1.6
Average 1997-2007 A.1.7
A.2 Size of Mortgage Finance Sector
A.3 Housing Finance Products
VariableEnd of 2012End of 2011End of 2010SourcesVar ID
Mortgage products as % of all mortgages (approx.) in local currency:A.3.1
Most prevalent type of foreign currency mortgage used:A.3.3
Most frequent interest rates on fully amortizing:A.3.4
Typical lender fees associated with mortgage origination: A.3.6
Typical third party fees associated with mortgage origination:A.3.7
Loan-to-Value (LTV) on first mortgage: A.3.8
Mortgage pmt-to-income ratio A.3.10
A.4 Lending and Servicing Process
VariableEnd of 2012End of 2011End of 2010SourcesVar ID
Which institutions define underwriting rules? A.4.2
A.5 Credit Risk Assessment
B. Funding Sources for Mortgages and the Secondary Mortgage Market
VariableEnd of 2012End of 2011End of 2010SourcesVar ID
What are the main funding sources for mortgages?B.1
C. Housing Microfinance
VariableEnd of 2012End of 2011End of 2010SourcesVar ID
Types of lenders operating in the housing micro-finance (HMF) sector:C.2
Level of NPLs (>90 days past due) in HMFC.4
back to top | Country Data:
Notes: WEO estimate
Notes: WEO estimate
Notes: WEO estimate
Notes: WEO estimate
Notes: WEO estimate
Notes: WEO estimate
Notes: WEO estimate
Notes: WEO estimate
Notes: WEO estimate
Notes: WEO estimate
Notes: WEO estimate
Notes: WEO estimate
Notes: WEO estimate
Notes: WEO estimate
Notes: WEO estimate
Notes: WEO estimate
Notes: WEO estimate
Notes: WEO estimate
Notes: WEO estimate