SANAD’s Technical Assistance Facility (SANAD TAF) commissioned a study to provide a comprehensive picture of the demand- and supply-side of the housing finance sector, including key developments, challenges and housing financing needs. The study focuses in detail on the following aspects in the SANAD target region:
- Unmet demand by low- and middle-income households for adequate housing finance
- Reasons for limited supply of housing finance to low- and middle-income households by financial institutions
- Current or planned initiatives to address the shortage of affordable housing
- Types of refinancing instruments typically requested by financial institutions that offer housing finance
- TA needs of (potential) partner institutions ‘(‘PIs’'), meso-level players and end-clients in the area of housing finance
- Increased migration and refugee movements in certain MENA countries and their effect on the overall housing/shelter situation in those countries
As agreed with the manager of the fund, Finance in Motion GmbH2 – a Frankfurt-based asset manager – the focus of the study was on Morocco, Tunisia, Egypt, Palestine, Jordan and Lebanon. Out of the six countries and after a first-country desk research, Morocco, Egypt and Lebanon were selected for a more in-depth analysis.