Effect of Nigerian Mortgage Institutions on Semi-Urban Housing Development in Ogun State, Nigeria

Research Journal of Finance and Accounting

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Date Published 2016
Primary Author Akinyede O.M.
Other Authors
Country Nigeria


The main objective of this research is to examine the operations of the mortgage institutions on housing development in semi urban area in Nigeria. The study is necessitated by the need to find solution to the lingering problem of housing development in Ado/ota local government and Obafemi-Owode local government Ogun State. The operation of the mortgage institution in Nigeria as revealed by respondents through our questionnaires is characterized by inadequate funding for effective implementation of housing programme. In this regard, concrete identification of the various problems facing the housing sector in the semi urban areas of Nigeria. It is therefore important that the private housing institution should be encourage to provide funds for housing development and the government should emphasize in creating and enabling environment to stimulate private sector participation individuals and encourage them to mobilize resources to meet varying housing demand.

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