Help to Buy: Mortgage Guaranty Scheme Outline

HM Treasury

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Date Published March 2013
Primary Author HM Treasury
Other Authors
Theme Risk Management of Housing Finance Institutions
Country United Kingdom


The Government is committed to supporting people who aspire to become homeowners. In recent years, increased deposit requirements and falling equity values have left many hardworking households unable to get onto the housing ladder or trapped in homes unsuited to their aspirations and needs. In today’s Budget the Government has therefore announced the Help to Buy package to support a new generation in realising the dream of homeownership. This package includes the introduction of a new mortgage guarantee to enable more households to access mortgages on both new build and existing homes, without the need for prohibitively large deposits.

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