The UK Mortgage Market: Taking a Longer-Term View

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Date Published 2004
Primary Author David Miles
Other Authors
Theme Housing Market Analysis
Country United Kingdom


This Final Report makes recommendations on how the mortgage market in the UK can be helped to work better. It has been the aim of this Review to analyse how the UK mortgage market functions and to assess whether parts of it do not work as well as they might, potentially to the detriment of households, lenders, other financial intermediaries and savers whose funds are channelled to borrowers.

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