Notes: Figure is the national percentage
Notes: Figure is the national percentage
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes:
Notes:
Notes:
Notes:
Notes: "Mortgage Bond Law" passed in parliament in 2000. (IME 2000, page 2)
Notes: 0 percent of all loans were in Euro
Notes: 0 percent of all loans were in Euro
Notes: 0 percent of all loans were in Euro
Notes: 0 percent of all loans were in Euro
Notes: 0 percent of all loans were in Euro
Notes: -1.17
Notes: -10.30
Notes: -14.07
Notes: -14.75
Notes: 19.17 percent of all loans were in Euro
Notes: 22.68 percent of all loans were in Euro. Bulgaria joined NATO in 2003
Notes: 25.35 percent of all loans were in Euro
Notes: 32.37 percent of all loans were in Euro
Notes: 33.96 percent of all loans were in Euro
Notes: 34.20 percent of all loans were in Euro
Notes: 36.71 percent of all loans were in Euro
Notes: 42.98 percent of all loans were in Euro
Notes: 45.14 percent of all loans were in Euro
Notes: 47.15 percent of all loans were in Euro
Notes: 49.76 percent of all loans were in Euro
Notes: 49.91 percent of all loans were in Euro
Notes: 54.44 percent of all loans were in Euro
Notes: 56.35 percent of all loans were in Euro
Notes: 57.24 percent of all loans were in Euro
Notes: 75% for properties over EUR 100,000 and usually around 60 to 65% for brand new properties.
Notes: a tax rate of 0.1 - 0.45% is levied on the value of the property, depending on rates set by the municipalities
Notes: A tax rate of 0.1-0.45% is levied on the value of the property
Notes: A tax rate of 0.1-0.45% is levied on the value of the property
Notes: Actual lending rate is 102.52%. (Value too large to be entered in cell)
Notes: Actual lending rate is 213.02%. (Value too large to be entered in cell)
Notes: Actual lending rate is 291.06%. (Value too large to be entered in cell)
Notes: Average of QoQ growth in HPI Index published by National Statistics Institute.
Notes: Average of QoQ growth in HPI Index published by National Statistics Institute.
Notes: Average of QoQ growth in HPI Index published by National Statistics Institute.
Notes: Average of QoQ growth in HPI Index published by National Statistics Institute.
Notes: Bulbank is the largest mortgage lender in Bulgaria
Notes: Bulbank: 85% maximum
DSK Bank: 80% maximum
Notes: Capital gains tax is levied at 10%. This tax may be exempt if: 1) owner sells one property that was held for more than three years; 2) owner sells two properties that were held for more than five years
Notes: Capital gains tax is levied at 10%.
This tax may be exempt if:
1) owner sells one property that was held for more than three years;
2) owner sells two properties that were held for more than five years
Notes: Capital gains tax of 10%
This tax may be exempt if:
1) owner sells a property that was held for more than three years
2) owner sells two properties that were held for more than five years
Notes: Estimate from a World Bank report -- few banks offer products for people with incomes lower than BGN 1000 -- which is roughly 2nd decile
Notes: Figure is the national percentage
Notes: Figure is the national percentage
Notes: Figure is the national percentage
Notes: Figure is the national percentage
Notes: Figure is the national percentage
Notes: Figure is the national percentage
Notes: Figure is the national percentage
Notes: Figure is the national percentage
Notes: Figure is the national percentage
Notes: Figure is the national percentage
Notes: Figure is the national percentage
Notes: Figure is the national percentage
Notes: Figure is the national percentage
Notes: Figure is the national percentage
Notes: Figure is the national percentage
Notes: Figure is the national percentage
Notes: Figure is the national percentage, Tenant rented at reduced price or free
Notes: Figure is the national percentage, Tenant rented at reduced price or free
Notes: Figure is the national percentage, Tenant rented at reduced price or free
Notes: Figure is the national percentage, Tenant rented at reduced price or free
Notes: Figure is the national percentage, Tenant rented at reduced price or free
Notes: Figure is the national percentage, Tenant rented at reduced price or free
Notes: Figure is the national percentage, Tenant rented at reduced price or free
Notes: Figure is the national percentage, Tenant rented at reduced price or free
Notes: Figure is the national percentage, Tenant rented at reduced price or free
Notes: Figure is the national percentage.
Notes: Figure is the national percentage.
Notes: Figure is the national percentage.
Notes: Figure is the national percentage.
Notes: Figure is the national percentage.
Notes: Funding of mortgage loans is based largely on deposits.
Although mortgage bonds are being issued,
they are not used as primary funding source by banks.
Notes: Inflation rate was actually 4027.83% (however this exceeds the value bounds possible for data entry)
Notes: Inflation rate was actually 549.21% (however, this exceeds value bounds possible for data entry)
Notes: It is estimated that seven major banks at national level have disbursed around 85% of all mortgage loans. Market share by AUM is as follows: Unicredit (20.22%), DSK (12.64%), First Investment (9.61%), sourced from thebanks.eu
Notes: Loan application fee - 0.1% of the amount of the loan
Notes: Table: tps00155. National monthly minimum wages
Notes: Table: tps00155. National monthly minimum wages
Notes: Table: tps00155. National monthly minimum wages
Notes: Table: tps00155. National monthly minimum wages
Notes: Table: tps00155. National monthly minimum wages
Notes: Table: tps00155. National monthly minimum wages
Notes: Table: tps00155. National monthly minimum wages
Notes: Table: tps00155. National monthly minimum wages
Notes: Table: tps00155. National monthly minimum wages
Notes: Table: tps00155. National monthly minimum wages
Notes: Table: tps00155. National monthly minimum wages
Notes: Table: tps00155. National monthly minimum wages
Notes: The denominator (Total Credits Outstanding) comes from the BNB's total liabilities series.
Notes: The interest rate was actually 180.0% (however, this exceeds value bounds possible for data entry)
Notes: The main form of public support to households is social housing
Notes: The rate was actually 114.31% (however, this exceeds value bounds possible for data entry)
Notes: the RMBS market is extremely small
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: Total Income (Post Tax, Post Transfers), Average household income for Sofia (capital city)
Notes: transfer tax is levied at rates ranging from 0.1% to 3%, depending on the municipality
Notes: Transfer tax is levied at rates ranging from 0.1-3%, depending on the municipality
Notes: Transfer tax is levied at rates ranging from 0.1-3%, depending on the municipality